Groupe BPCE, France’s second-largest banking group, will begin offering in-app cryptocurrency trading to retail customers on Monday, December 8, 2025. The service, integrated into the Banque Populaire and Caisse d’Épargne mobile apps and operated by BPCE’s crypto subsidiary Hexarq, will initially reach around two million clients in four regional banks, with a phased expansion through 2026.
What BPCE is launching
The bank is introducing a native service that allows eligible customers to buy and sell select digital assets directly inside their existing banking apps. Accounts and operations are handled by Hexarq, BPCE’s dedicated digital-asset subsidiary, which has obtained French regulatory approval to provide these services.
Supported assets and pricing
- Assets at launch: Bitcoin (BTC), Ether (ETH), Solana (SOL), and USDC.
- Fees: €2.99 per month for a dedicated digital-asset account, plus a 1.5% fee per trade.
Rollout plan and availability
The initial rollout begins with four regional banks within the Banque Populaire and Caisse d’Épargne networks, covering approximately two million customers. BPCE plans a phased expansion across its regional banks through 2026, ultimately making the service available widely across the two networks.
Why it matters
BPCE’s move brings cryptocurrency trading into mainstream retail banking channels in France, offering direct access to leading digital assets through trusted mobile apps. The integration under a regulated entity such as Hexarq may lower barriers to entry for customers seeking exposure to crypto while keeping activity within the bank’s compliance and risk frameworks.