U.S. Cryptocurrency Ownership Falls to 11% as Risk Concerns Increase

Cryptocurrency ownership among U.S. investors declined to 11%, down from 17% in 2025, as a growing majority classified digital assets as highly risky. The retreat affected every major investor subgroup, although younger men remained the most likely to own cryptocurrency.

Ownership Drops From 2025 Levels

The decline marks a pullback in participation after cryptocurrency ownership reached a 2025 peak. The latest figures indicate that fewer U.S. investors currently hold digital assets, reflecting more cautious attitudes toward the asset class.

Ownership decreased across all major investor groups, suggesting that the pullback was broad rather than limited to a specific age, gender or investment segment.

Most Investors View Cryptocurrency as Highly Risky

Risk perceptions also remained elevated. Sixty-three percent of investors classified cryptocurrency as “very risky,” a view that may be contributing to lower participation.

Cryptocurrencies are digital assets that can be used for payments, investment or access to blockchain-based applications. Their prices can fluctuate significantly, and investors may face additional risks related to regulation, cybersecurity, liquidity and market volatility.

Younger Men Remain Most Likely to Own Digital Assets

Despite the overall decline, younger male investors continued to record the highest rates of cryptocurrency ownership among the groups measured. However, ownership also fell within this segment as participation declined across the broader investor population.